Bernie Kosar, a former professional American football quarterback, remains a respected name in the National Football League (NFL) history. Best known for his time with the Cleveland Browns, Kosar was a fan favorite for his calm leadership, precision passing, and football intellect. Beyond his athletic prowess, Kosar’s financial journey has had significant highs and challenging lows, revealing a complex life after football. This article offers an in-depth look at Bernie Kosar net worth, personal life, medical challenges, and career achievements.
Quick Facts: Bernie Kosar Biography Table
| Aspect | Details |
|---|---|
| Real Name | Bernard Joseph Kosar Jr |
| Bernie Kosar Net Worth | $2 million |
| Date of Birth | November 25, 1963 |
| Age | 61 years old |
| Birthplace | Boardman, Ohio |
| Height | 6’5″ (1.96 m) |
| Weight | 214 lbs (97 kg) |
| Father’s Name | John Kosar |
| Father’s Profession | Machinist (Reported by ESPN) |
| Ancestral Roots | Rosemont, Quebec |
| College | University of Miami |
| NFL Debut | 1985 (Cleveland Browns) |
| Hall of Fame | Inducted into UM Sports Hall of Fame in 1995 |
| Medical Diagnoses | Liver Failure, Parkinson’s Disease |
| Surgeries | Over 40 surgeries |
| Spouse (Ex-Wife) | Babette Kosar (Married 1990 – Divorced 2007) |
| Children | Sara, Joe, Rebecca, Rachel Kosar |
Early Life and Education
Born on November 25, 1963, in Boardman, Ohio, Bernie Kosar grew up in a hardworking family. His father, John Kosar, was a machinist, and his family had roots in Rosemont, Quebec. From a young age, Bernie showed a natural talent for sports, particularly football. He attended Boardman High School, where his prowess as a quarterback earned him early recognition.
Kosar went on to play college football at the University of Miami, where he led the team to a national championship in 1983. His calm demeanor, decision-making, and intelligence on the field made him an ideal quarterback. In 1995, he was inducted into the UM Sports Hall of Fame, marking his lasting legacy in college sports.
NFL Career and Earnings
Cleveland Browns Era (1985–1993)
Kosar entered the NFL in a unique way—through the 1985 Supplemental Draft. This allowed him to play for his hometown team, the Cleveland Browns, a move that endeared him to Ohio football fans. During his tenure with the Browns, he led the team to several playoff appearances, including three AFC Championship Games.
He was known for his unorthodox throwing style and football IQ, attributes that allowed him to compensate for his lack of mobility. Kosar’s peak years with the Browns made him one of the most respected quarterbacks in the league.
Later Years: Cowboys and Dolphins
After being released by the Browns in 1993, he joined the Dallas Cowboys as a backup to Troy Aikman. He won a Super Bowl (XXVIII) ring with the team that season. Kosar then played for the Miami Dolphins under coach Don Shula before retiring in 1996.
Career Earnings
Over the course of his NFL career, Bernie Kosar earned an estimated $19 million in salary and bonuses. While not astronomical by today’s standards, it was a substantial sum at the time. However, poor investments and financial mismanagement would significantly impact his post-retirement finances.
Post-NFL Business Ventures and Financial Struggles
After retirement, Kosar tried to transition into the business world. He invested in real estate, restaurants, and sports ventures, including a minority stake in the Florida Panthers (NHL team). Unfortunately, many of these ventures failed.
Kosar filed for Chapter 11 bankruptcy in 2009, citing debts of more than $18 million. He attributed much of this to bad financial advice, a high cost of living, and ongoing medical expenses. Despite these hardships, Kosar managed to gradually rebuild his finances.
Current Net Worth: $2 Million
As of 2024, Bernie Kosar’s estimated net worth stands at $2 million. While this is a dramatic reduction from his peak wealth, it reflects his perseverance and slow recovery after bankruptcy. His current income sources include:
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Public speaking engagements
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NFL alumni appearances
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Television and radio commentary
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Small business consulting
Kosar also remains involved in philanthropic activities and continues to support Cleveland-area youth programs and healthcare initiatives.
Health Challenges: Liver Failure and Parkinson’s Disease
Kosar’s physical health has significantly deteriorated in recent years. In February 2024, he was diagnosed with Parkinson’s Disease, a progressive nervous system disorder. Alongside this, Kosar has also been battling liver failure, a condition that has necessitated constant monitoring and medical care.
He has undergone over 40 surgeries, many of which are believed to be related to injuries sustained during his football career. These conditions have further strained his finances due to costly medical treatments and reduced mobility.
Despite these setbacks, Kosar continues to remain active in the public eye, raising awareness about the toll that professional football can take on an athlete’s body and mind.
Personal Life and Family
Bernie Kosar was married to Babette Kosar from 1990 to 2007. The couple had four children: Sara, Joe, Rebecca, and Rachel Kosar. Although the marriage ended in divorce, Bernie remains close to his children and often speaks about the importance of family in his life.
He currently resides in Ohio, close to the community where he grew up. Kosar has credited his hometown of Boardman, Ohio, for shaping his values and work ethic.
Legacy and Influence
Kosar legacy is firmly cemented in football history. He is widely remembered not only for his NFL career but also for his loyalty to Cleveland and his resilience in the face of financial and medical adversity.
While he has not been inducted into the Pro Football Hall of Fame, his induction into the University of Miami Sports Hall of Fame in 1995 reflects his lasting impact on college football.
Kosar is often cited as a role model for athletes transitioning into life after professional sports, showing how one can recover from financial mistakes and remain involved in community and sports outreach.
Final Thoughts: A Story of Strength and Survival
The story of Bernie Kosar net worth is not just a financial tale—it’s one of resilience, reinvention, and reality. From being one of the NFL’s top quarterbacks to facing personal and financial turmoil, Kosar’s journey offers invaluable lessons on money management, health awareness, and the enduring strength of the human spirit.
At $2 million, his current net worth might seem modest compared to today’s NFL stars, but it reflects a life lived with passion, mistakes, and courage. As he continues to battle health challenges with the same tenacity he showed on the football field, Bernie Kosar remains an inspiration to many Read More Fame Smart.